The Keystone Home Energy Loan Program (HELP), available to consumers only for work performed by Approved Contractor/Dealers, is fast and simple, preferred rate financing with special low rates for ENERGYSTAR® and other qualifying improvements exclusively for Pennsylvania homeowners.

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Low Rates, Unsecured Financing for ENERGYSTAR® and other Qualifying Heating & Cooling Systems, Windows, Doors, Insulation, Geothermal and Solar Systems

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• Electric, Oil, Gas Heating and Air Conditioning Systems including all equipment, installation, ducting.

• Windows, Doors, Insulation and other Energy Related Improvements

• Geothermal and Solar Systems

• 100% Financing From $1,000 to $10,000 or More

• Unsecured - No Lien or Mortgage Filed on the Borrower’s Home

• No Home Equity is Required - Even new homeowners are eligible

• Fast and Simple - Approvals within hours

• No Costs or Fees - to the customer or the Contractor/Dealer

• Terms of Up to 10 Years with No Pre-Payment Penalty - Lower payments, but the flexibility to pay extra principal or pay off early.

AFC First Financial Corporation, the provider of the EnergyLoan program is an award-winning Pennsylvania based financial institution founded in 1947. AFC is full service mortgage bank, and offers the EnergyLoan program in cooperation with over 500 quality contractors, dealers, utilities and manufacturers.